Are you a dynamic professional with a passion for credit operations? We are thrilled to announce an opening for the position of Manager – Credit Operations at our prestigious organization. If you possess the right qualifications and experience, and you’re ready to take on new challenges in the financial sector, then this role could be perfect for you.

About Us:

We are a leading financial institution committed to providing innovative and Sharia-compliant banking solutions to our valued customers. With a focus on excellence and integrity, we strive to uphold the highest standards of service and professionalism.

Position: Manager – Credit Operations

Academic Qualification:

• Master’s degree in Accounting, Business, or a relevant field from a HEC-recognized or international institute.
• Professional qualification/certification such as ACCA, CA, CIA, CICA, etc., would be advantageous.

Experience:

• Minimum of 3 to 5 years of experience in a relevant field.

Main Responsibilities:

• Monitor advance against Murabaha, Ijarah, and Diminishing Musharka on a daily basis.
• Calculate monthly income for various credit products, including Murabaha, Ijarah, Salam, Credit Sale of Istisna, and Advance against Istisna.
• Conduct reconciliation and review of profit/income receivable, depreciation, and sundry deposits.
• Prepare the credit portfolio on a monthly basis and review income expense reports for the MIS department and top management.
• Assist in developing reports for the IT department and participate in User Acceptance Testing (UAT) of products.
• Prepare IFRS 9 portfolio for necessary actions by other departments.
• Liaise with external auditors and the State Bank of Pakistan (SBP) inspection team regarding audit and regulatory requirements.
• Prepare financial disclosures in accordance with relevant reporting standards.

Core Competencies:

• Excellent communication skills, both verbal and written.
• Strong analytical and problem-solving abilities.

How to Apply:

If you’re ready to take on a challenging yet rewarding role in credit operations, apply now through our careers portal at  Don’t miss out on this opportunity to join our dynamic team.

Location: Karachi

Join Our Team:

Join our team and become part of a dynamic organization dedicated to providing innovative financial solutions. If you have the skills and expertise required for this role, apply now and take the next step in your career journey with us. We look forward to welcoming you onboard!