27, Mar 2024
Regional Head-Al Baraka-Islamabad

Website Al Baraka Bank Pakistan Ltd

Al Baraka Bank (Pakistan) Limited (ABPL) is the result of a merger between Al Baraka Islamic Bank Pakistan (AIBP), the branch operations of Al Baraka Islamic Bank (AIB) Bahrain, and Emirates Global Islamic Bank (Pakistan). The merged entity commenced operations on October 30th, 2010.

Are you a seasoned professional with a wealth of experience in consumer credit and risk management? Al Baraka Bank is seeking a qualified individual to join our team as a Regional Head in the Credit Initiation Unit (CIU) for Consumer Credit in Islamabad, Pakistan. If you possess a Master’s degree or Graduation, with 8 to 10 years of relevant experience,

About Al Baraka Bank: Al Baraka Bank is a leading Islamic banking institution committed to providing ethical financial solutions and excellent customer service. With a focus on integrity, innovation, and social responsibility, we strive to empower individuals and businesses to achieve their financial goals in accordance with Islamic principles. Join our team and become a part of our mission to drive growth and prosperity in the communities we serve.

Position: Regional Head, Credit Initiation Unit – Consumer Credit

  • Academic Qualification: Master’s degree or Graduation at minimum, preferably with an academic background in Banking, Accounting & Finance.
  • Required Experience: At least 8 to 10 years of experience in a relevant field.

Main Responsibilities:

  • Oversee the regional CIU team, preferably with 2-3 years of managerial experience.
  • Ensure compliance with Consumer Prudential Regulations and Credit Policies.
  • Independently review credit applications for consumer finance products (e.g., Auto, Housing, Personal Finance).
  • Stipulate approval conditions to safeguard the bank’s interests and ensure compliance.
  • Obtain approvals from relevant credit authorities and manage deviations or exceptions as needed.
  • Update Consumer Credit Policy and Product Programs in collaboration with the Head of Consumer Credit.
  • Knowledge of financing documentation, collection, recovery processes, and security perfection in consumer credit.

Core Competencies:

  • Proficiency in MS Word, Excel, and PowerPoint.
  • Understanding of Islamic Banking principles preferred.
  • Excellent written, interpersonal, and communication skills.

Location: Islamabad

Join Al Baraka Bank and become a key player in driving consumer credit initiatives while adhering to the highest standards of ethical banking practices. Apply now and be a part of our mission to create a positive impact in the banking industry.

Al Baraka Bank – Committed to Ethical Banking Excellence.

To apply for this job please visit www.albaraka.com.pk.